Primerica representatives are independent contractors. Representatives earn income through the sale of products and are not paid to recruit. Representatives are not licensed to sell all products in all states/provinces. Representatives may provide products and services only to individuals in those jurisdictions where they are licensed or approved. For more information, see Primerica's Important Disclosures.

If you decide to join Primerica, please know that there is a $99 Independent Business Application fee ($103.95 plus incl. taxes in Canada), which covers the cost of pre-licensing education and training, and the costs to obtain an insurance license. In addition, for a monthly fee representatives are able to access important business building tools through our company intranet website. In Canada, the part-time opportunity may be subject to certain restrictions, depending on your occupation.

From January 1 through December 31, 2021, Primerica paid cash flow to its North American sales force at an average of $8,410, which includes commissions paid on all lines of business to life licensed representatives. Figures include U.S. and Canadian dollars remaining in the local currency earned by the representative, not adjusted for exchange rates. $49 IBA Fee ($51.45 incl. taxes in Canada): From time to time, programs will be run offering reduced IBA fees for new recruits. New recruits are those who have not been with Primerica in the last 9 months.